Issue Prepaid E-Wallet Card Programatically
> Issuing a Physical Card
Business Branding
Businesses can use custom branding to promote their brand and increase customer recognition.
Physical Commerce
Retail in-person payments or money withdrawal can be made with a card issued by businesses.
Wider Acceptance
Can be used at a wider range of merchants by utilizing Mastercard's existing retail network.
Suitable for Open Loop
Suitable for open loop systems, where the funds can be used outside of the business environment.
> Issuing a Virtual Card
Issue Faster
Issued instantly, making them a convenient option for internet businesses.
Online Commerce
More suitable for users to make payments over the internet and for online commerce.
Reduced Risk Option
Securely exist in memory, making it less prone to physical theft and other security concern.
Suitable for Closed Loop
Cards are suitable for close loop systems, where the funds can exclusively be used within the business environment.
Build a flexible card program for your business needs
Our back-end platform system ensures that all technology and compliance requirements are taken care of, allowing you to bring your program to market faster, rather than the usual years it takes to implement similar programs.
> Micro Transactions
Allows businesses to efficiently process small transactions, without any minimum amount.
> Lower Transactions Fee
Offers businesses and partners a cost-effective solution with lower transaction fees, within wallet.
> Customer Retention
Increase customer loyalty by creating a customize card branding and exclusive payment flow.
> Global Payment Acceptance
Open Loop. Business can issue a card that globally accepted and spend within existing merchant network.
> Customise Programme
Businesses can tailor their payment programs to their specific needs with our issuing service.
> Integrate Easily
Issuing flow can be seamlessly integrated into existing systems, application and processes.
> Higher Wallet Limit
Increased flexibility and control with higher wallet limits for your customer or your program users.
> Operate Across Products
Integrated across all Lean.x financial products, making it a convenient solution for businesses.
Extendable With Additional Modules
With these modules, you can now make a customised flow from starting point of onboarding up until detail user's spending analysis as a finish line.
> Included In Every Partnership
Fund Disbursement
Allows businesses to process bulk transaction updates to user's wallet balances, such as salary payments and commission disbursements.
Know-Your-Customer
Onboarding tool uses AI technology to verify MyKad and passport information, for a secure identity registration.
Pre-Payment Pool
Help businesses to reduce wallet reload cost by utilizing internal pre-funded pool function within this platform.
> Optional Module For Better Management
Embedded Wallet
Efficiently allows businesses to integrate e-wallet functionality directly into their existing web or mobile applications.
Expense Management *
Set rules, limits, and mechanics for different spending methods, both online and in physical retail stores for each user group.
* Coming Soon on Q4 2023
Powered By Malaysia’s Best Fintech Innovators
> Whitelabel Solution
Bayo provides a Payment System-as-a-Service platform through white-labeling and offering payment system rails. It's proprietary modular platform allows us to provide turnkey payment solutions tailored to clients' requirements, with all the necessary building blocks to quickly set up and run a payment system company.
> Card Issuance
Mastercard is a leading global payment network provider, offering a range of financial products and services to consumers, businesses, and governments. It's secure and reliable payment network is used by millions of merchants and financial institutions worldwide, and available in over 200 countries and territories.
> Simplified Integration
Easy Integration. Powerful and easy-to-use APIs
Our card-issuing platform embrace on well structured API, clear and easy to understand documentation, multiple API usage based on ever-growing business needs and yet, simple to integrate.
> Robust API
Easily and quickly integrate your application with our modern API structure and platform architecture.
> Simplify Steps
Reduced integration complexity with our simplified steps architecure. Comes with codes example & boilerplate.
> Integrated Sandbox
AB Test, UAT or Dry Run. Now you can be sure about your production quality with our integrated sandbox environment.
> Developer Tool
Multiple development tool to assist you during development stage. No more long explainer email or phone call to support.
Product By Leanis Solution
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Bandar Sri Damansara,
52200 Kuala Lumpur, Malaysia